One account forthe world's markets —built for everyone.
Global & GCC stocks, Shariah-compliant portfolios, USD high-yield savings and multi-currency accounts in your home currency — all in one secure, intuitive platform.
Your whole portfolio,
in your pocket.
Watch a trade get screened against AAOIFI rules and placed in seconds — then hold what you make in USD, the currency you actually live in.
Mobile builds are in store review — trade in the browser today, Face ID included.
HALALATEverything you need to grow wealth
One account for global trading, GCC markets, halal investing and savings — with the tooling to do it well.
Global stocks & ETFs
Trade thousands of US and international names across 70+ exchanges — whole or fractional shares.
GCC markets
Tadawul, ADX, DFM, QE and Boursa Kuwait alongside global markets, all from one account.
Halal investing
Shariah-screened portfolios and Murabaha commodity plans — certified and transparent.
USD high-yield savings
Earn a competitive 4.85% USD yield on idle cash while you decide where to invest next.
Open an account in your own currency
Based in Doha, Dubai, Riyadh, London or beyond? Open a cash account in your home currency and hold USD, EUR, GBP and more — fund, receive and withdraw locally without paying FX on every move.
- Local currency accounts across GCC & global markets
- Convert between currencies at live indicative rates
- Auto-FX top-up when settling a trade in another currency
Halal you can audit, not just trust
Every instrument on Tharwy is screened against the AAOIFI Shariah Standards — business activity first, then the financial ratios — and the working is published on the instrument itself. If a company drifts, you are told which screen it failed and by how much.
Client money held separately
Cash sits in segregated, non-interest-bearing accounts with tier-1 banks — never lent out, never earning riba.
Re-screened every 30 days
Every holding is re-tested against AAOIFI thresholds on live filings. A downgrade reaches you the same day.
Purification, calculated for you
We show the exact percentage of income to give away, per holding, and let you settle it in one tap.
A board, not an algorithm alone
Screens are set and reviewed by our Shariah Supervisory Board, then applied consistently by the platform.
Tharwy Shariah Supervisory Board
- AAOIFI Shariah Standards
All halal products are screened against business activity, financial ratios and income purification.
Bank-grade SSL encryption
Our website and app are secured with 256-bit encryption to keep your information safe and backed up continuously.
What clients say
From our beta programme across the Gulf and the UK — illustrative feedback, shared with permission.
"I stopped keeping two apps. Tadawul in the morning, US after Maghrib, and every name already carries its screening verdict."
"The Murabaha plan finally made sense to me — I can see the commodity, the markup and the settlement date, not just a rate."
"It flagged that a holding of mine crossed the debt threshold before I ever thought to check. That alone earned my trust."
"Fractional buying from a few riyals meant I could start without waiting to save up for a whole share."
"The dividend statement shows the withholding tax per country. My accountant asked which platform produced it."
"I fund in GBP, invest in USD and never think about the conversion. The zakat calculator at year end is the part I actually love."
"I stopped keeping two apps. Tadawul in the morning, US after Maghrib, and every name already carries its screening verdict."
"The Murabaha plan finally made sense to me — I can see the commodity, the markup and the settlement date, not just a rate."
"It flagged that a holding of mine crossed the debt threshold before I ever thought to check. That alone earned my trust."
"Fractional buying from a few riyals meant I could start without waiting to save up for a whole share."
"The dividend statement shows the withholding tax per country. My accountant asked which platform produced it."
"I fund in GBP, invest in USD and never think about the conversion. The zakat calculator at year end is the part I actually love."
"I fund in GBP, invest in USD and never think about the conversion. The zakat calculator at year end is the part I actually love."
"The dividend statement shows the withholding tax per country. My accountant asked which platform produced it."
"Fractional buying from a few riyals meant I could start without waiting to save up for a whole share."
"It flagged that a holding of mine crossed the debt threshold before I ever thought to check. That alone earned my trust."
"The Murabaha plan finally made sense to me — I can see the commodity, the markup and the settlement date, not just a rate."
"I stopped keeping two apps. Tadawul in the morning, US after Maghrib, and every name already carries its screening verdict."
"I stopped keeping two apps. Tadawul in the morning, US after Maghrib, and every name already carries its screening verdict."
"The Murabaha plan finally made sense to me — I can see the commodity, the markup and the settlement date, not just a rate."
"It flagged that a holding of mine crossed the debt threshold before I ever thought to check. That alone earned my trust."
"Fractional buying from a few riyals meant I could start without waiting to save up for a whole share."
"The dividend statement shows the withholding tax per country. My accountant asked which platform produced it."
"I fund in GBP, invest in USD and never think about the conversion. The zakat calculator at year end is the part I actually love."
Frequently asked questions
Start investing in minutes
Open your account, fund it in USD, QAR, EUR and more, and access the world's markets — the halal way.